The Wealth chapter is blatantly stolen from Moridin's Star Wars wealth conversion system, adjusted to fit the gp standard.

Wealth

Combining Values

Occasionally, you may need to combine the value of multiple purchase DCs or Wealth bonuses. For example, you may want to buy several items simultaneously to reduce shopping time. Likewise, it is occasionally necessary to combine Wealth bonuses, such as when one character aids another on a purchase or when adding together multiple Wealth awards. When combining purchase DCs or Wealth bonuses, follow these guidelines:

• Two equal values have a combined value two points higher.

• Two values that are one ot two points apart have a combined value two points higher than the larger value.

• Two values that are three points apart have a combined value one point higher than the larger value.

• Two values that are four or more points apart have a combined value equal to the larger value. (The smaller purchase or bonus does not significantly effect the total value.)

• When combining three or more values, find the combined value of the lowest two values, then repeat the process until you have a single combined value. For example, to combine three purchases of DC 5, 6, and 8, first pair the DC 5 and 6 purchases to get a combined DC 8 purchase. Then, combine the original DC 8 purchase with the combined DC 8 purchase to get a total purchase DC of 10.

Loosing Wealth

• The Wealth loss for any single purchase is equal to 1/5 (purchase DC – Wealth bonus), rounded up.

• Purchases with a DC lower or equal than your wealth don't decrese your current Wealth.

Cooperating on Wealth Checks

If multiple characters wish to cooperate on a purchase, each must spend a number of hours shopping equal to the purchase DC. Make a check using their combined Wealth bonus (see "Combining Values," above). If the check succeeds, calculate the Wealth loss using the combined Wealth bonus and apply this loss to each cooperating character.

For example, four characters each have a Wealth bonus of +17 and they wish to buy a used starship worth 25,000 credits (DC 31). They choose to cooperate, gaining a combined Wealth bonus of +21, and they Take 10 on the Wealth check so that they automatically succeed. All four characters spend 31 hours shopping and they each lose 2 points of Wealth (1/5 of 31-21 is 10/5 = 2).

Gaining Wealth

Selling something can provide an increase to your Wealth score. The increase is the same amount as the Wealth score loss you would experience if you purchased an object with a cost equal to the sale value.

Wealth to sp/$/Credit conversions

New Equipment